At Stephen James we realise that your Mortgage is one of the most important aspects of the home and property buying process. Not only do you need a Mortgage that is tailored to meet your individual needs and requirements, you also need a Mortgage that remains affordable both now and in the foreseeable future.

We have therefore partnered ourselves with The Clever Move Ltd, who provide Mortgage Advice on a “Whole of Market’’ basis, allowing you to instantly compare a wide range of Mortgage packages that may be available to you.

The Clever Move Ltd also offers advice across other areas such as Secured Loans, Bridging Finance, and Protection Against Financial Risk (Life Cover, Critical Illness and Income Protection) and much more. For more information about the services available to you please speak to one of our in house representative and / or visit:

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the FCA. Commercial mortgages are not regulated by the FCA. The Clever Move Ltd is an appointed representative of Intrinsic Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England (UK) No. 5439595. Registered Office: The Clever Move Ltd, 62 Glebe Road, Finchley, London, N3 2AX

Mortgage Calculator




* The above calculation presumes a 100% mortgage repayable over 25 years at an initial interest rate of 2.90%

Your borrowing potential


based on your income we think you could borrow between


These figures are not quotations or an offer of mortgage and should be used as a guide only.

The mortgage amount shown is intended as a guide only. The actual amount you will be able to borrow could be more or less than this figure and depends on your personal circumstances.